What could my savings pay me every month?
Connect retirement savings to an income goal. Explore how lifetime income options differ from taking withdrawals on your own.
RETIREMENT PAYCHECKSOUTH FLORIDA · IN-PERSON SEMINARS
A clearer retirement conversation.
Right in your community.
Give your members a practical way to understand retirement income, fixed rates and annuities—with time to ask the questions that matter to them.
For community associations, senior centers, libraries, faith groups and organizations serving retirees and pre-retirees.
MIAMI-DADEBROWARDPALM BEACHBuilt around your audience.
START WITH A QUESTION YOUR MEMBERS ALREADY HAVE
Three conversations worth having.
Pick one topic or combine them into a retirement income overview.
Can I know my interest rate in advance?
Understand fixed annuities and MYGAs, how a rate guarantee works, and what to ask about term length and access to money.
FIXED RATES & MYGAsHow do indexed annuities actually work?
Make sense of index-linked interest, floors, caps and participation rates—plus the tradeoffs behind a growth illustration.
FIXED INDEXED ANNUITIESTHE BIG PICTURE
Different annuities.
Different jobs.
An annuity is a contract with an insurance company. The right conversation starts with what the money needs to do and when it may be needed.
We explain the differences in plain language, including costs, liquidity, income choices and the insurer behind a guarantee.
Fixed / MYGA
An interest rate guaranteed for a stated period. A conversation about predictability, term length and withdrawal provisions.
Fixed indexed
Interest credits linked to an index under the contract’s rules. A conversation about growth potential, crediting limits and a 0% index-interest floor.
Income annuities
Payments that may begin soon or at a future date, with options that can last for life. A conversation about timing and single- or joint-life income.
These are long-term insurance contracts. A 0% index-interest floor does not prevent surrender charges, withdrawals or applicable fees from reducing contract value. Guarantees depend on the issuing insurer’s claims-paying ability.
SIMPLE TO HOST
One useful session. Built for your group.
1. Tell us about your audience.
Your organization, approximate group size and the questions you hear most.
2. Choose a topic and a date.
We tailor the presentation to your audience and confirm your venue’s program rules.
3. Make room for real questions.
A practical presentation and Q&A, with no obligation for attendees to purchase anything.
First Freedom Life is an independent insurance brokerage. The seminar includes education about annuity products. It is not sponsored by a government agency and does not provide individualized tax, legal or investment advice. Venue, equipment and any refreshments are confirmed separately; submitting a request does not reserve a date.
Meet your teamJared · Ben · Erin
The team behind First Freedom Life brings retirement income and annuity education to your community.
Jared Aversano
Managing Partner
Retirement Income & Annuities
U.S. Air Force veteran · NPN 19759681
Ben Lanyadoo
Managing Partner
Retirement Income & Annuities
Bachelor’s degree in Legal Studies, UC Berkeley
NPN 21547165
Erin Bovee
Managing Partner
Retirement Income & Annuities
NPN 20292695
LET’S PUT SOMETHING USEFUL ON YOUR CALENDAR
Interested in hosting?
Tell us about your community and the topics that would help your members. We’ll follow up by email to work out the details.
First Freedom Lifejared@firstfreedomlife.com(786) 567-6889900 Biscayne Blvd, Suite 301
Miami, FL 33132
Miami, FL 33132
Please share professional contact and event details only. No account balances, policy numbers or other private financial information is needed.
Request a retirement seminar
Your organization, your audience, your questions.
Form not loading? Open the seminar request form or email Jared.
By submitting, you’re asking First Freedom Life to respond to your seminar request. Privacy Policy · Terms
A few questions from hosts.
Is this an in-person seminar?
Yes. This program is designed for an in-person presentation at a South Florida venue. We coordinate the topic, format and date with your organization by email.
Is there a fee for the presentation?
First Freedom Life offers the presentation without a speaker fee. Any room costs, equipment needs or refreshments must be discussed and agreed separately.
What kinds of money can the discussion cover?
We can explain annuity options in the context of cash and savings, CDs nearing maturity, IRA assets and eligible retirement-plan rollovers. Whether a transfer or rollover makes sense requires an individual review; moving all retirement savings is not assumed.
Can you adapt to our program guidelines?
Yes. Send us your guidelines, audience needs and available format. We will confirm whether the seminar fits before a date is scheduled. Attendees are not required to buy a product or share private financial information.